ACKNOWLEDGEMENT:

a notarial certificate used to prove the identity of a document signer who has personally appeared before the Notary and has signed or acknowledged signing the document; the Certificate of Acknowledgment must contain specific State-required wording.

​

ADVANCE HEALTH CARE DIRECTIVE:

a document assigning someone to make health care decisions for another person (or specify treatment preferences) when he or she cannot make his or her own decisions.

​

AFFIANT:

one who swears or affirms something; a person who is sworn to an affidavit, or gives evidence by way of an affidavit or deposition.

​

AFFIDAVIT:

a voluntary declaration of facts, written down and sworn to or affirmed by the declarant (or affiant) before a Notary Public or other officer having the authority to administer an oath.

​

AFFIRMATION:

a solemn spoken pledge upon one's personal honor, affirming the truthfulness of a statement.

​

ATTORNEY IN FACT:

a person who has received a Power of Attorney allowing him or her to execute legal documents on behalf of the the document signer.

​

BENEFIT or INTEREST:

indicates the possibility of financial gain or loss (or other benefit) in a transaction; family members are usually considered to have a financial or beneficial interest even if not specifically named in a document.

​

CREDIBLE WITNESS:

an impartial person with satisfactory evidence of identity appearing on behalf of a signer to establish the signer's identity; unless the Witness is personally known by the Notary Public, two Credible Witnesses are required.

​

COMMISSION:

the authority issued by the Michigan or Ohio Secretary of State appointing a qualified person to be a Notary Public.

​

DEED:

a legal document transferring the title (or ownership) of real property from one person to another such as a Deed of Trust, a Deed of Reconveyance, or a Quitclaim Deed

​

DEPOSITION:

an oral affidavit; the sworn testimony of a witness prior to a court appearance or trial, usually notarized only by a Court Reporter

​

EXECUTE or EXECUTING:

to sign and complete a legal document

​

IMPARTIAL PERSON:

one who has no beneficial interest in the document(s) being witnessed or notarized

​

JURAT:

a notarial certificate which verifies the identity of the signer, who signs the document in the presence of the Notary, and swears or affirms that the statements in the document are true; must contain the specified State-required wording "Subscribed and sworn to before me..."

​

NOTARIAL ACT:

the prescribed behavior of a Notary Public in performing his or her duties, which includes scanning the document for fraud (no blanks allowed), reviewing or providing the notarial certificate specified by the document creator, and verifying the signer(s)' identity, the date and venue (the state and county where notarization took place)

​

NOTARIAL CERTIFICATE:

the State-specified wording which is part of, or attached to, a document to be notarized; the Acknowledgement, Jurat, and Copy Certification all have the venue (the state and county), the date, specific wording, the Notary's signature and the Notary's official.

​

IDENTIFICATION:

A Notary Public must reasonably establish the identity of each signer; according to the Ohio/Michigan Civil Code any one of the following items, if current or issued within 5 years, might be used for valid identification:

• An identification card or driver's license issued by the Michigan/Ohio Department of Motor Vehicles; or

• A United States passport; or

• Other Michigan/Ohio-approved identification card, consisting of any one of the following (provided that it also contains a photograph, description of the person, person's signature, and an identifying number & expiration date:

• A passport issued by a foreign government, provided that it has been stamped by the U.S. Immigration and Naturalization Service or the U.S. Citizenship and Immigration Services;

• A driver's license issued by another state or by a Canadian or Mexican public agency authorized to issue drivers' licenses;

• An identification card issued by another state;

• A United States military identification card with the required photograph, description of the person, person's signature, and an identifying number & expiration date;

• An inmate identification card issued by the sheriff's office or Michigan/Ohio Department of Corrections and Rehabilitation, if the inmate is in custody; or

• An employee identification card issued by an agency or office of the State of Michigan/Ohio, or an agency or office of a city, county, or city and county in Michigan/Ohio.

• ​

NOTARIO PUBLICO:

in the United States, a "Notario Publico" is NOT the same as a Notary Public and may not be advertised as such

​

OATH:

a solemn declaration, accompanied by a swearing to God, a revered person or thing, that one's statement is true, or to be bound to a promise

 

PARTY TO THE INSTRUMENT or TO THE TRANSACTION:

someone who is mentioned in the document (or the instrument) by name, job title or classification, or who would have beneficial interest in the transaction being documented

 

PERSONAL KNOWLEDGE:

being familiar with an individual over sufficient time and through enough interaction to verify that person's identity without reasonable doubt;  

​

PERSONALLY APPEARED:

the requirement for all forms of notarization that the document signer is physically present in front of the Notary - at the same time, and at the same place.

​

SATISFACTORY EVIDENCE OF IDENTITY:

to verify someone's identity a Notary Public requires

• At least one form of identification issued by the United States government, a state, or tribal government that contains an identifying number, the individual's photograph, signature and a written physical description, including height, weight, and color of both hair and eyes; or

•  The oath or affirmation of a Credible Witness, who personally knows both the Signer and the Notary Public; or

• The oath or affirmation of two Credible Witnesses, who personally know only the Signer

 

POWER OF ATTORNEY:

a document which empowers an individual (the attorney in fact) to act or sign on behalf of another individual (the affiant)

 

SIGNING AGENT: 

a Notary Public with expertise in dealing with real estate loan documents.

​

SUBSCRIBING WITNESS:

a person who will prove (under oath) that the document signer (or principal), who is unable to appear before a Notary due to unforeseen circumstances, is the person described in the document, and that the subscribing witness saw or heard the principal acknowledge signing the document